I don't run any anti-virus
and i've found the problem
and it's a mIRC bug
i'll show you.

http://www.solid-ircd.com/marantz/mIRC/pics/theme_snippet4.png

see the + and arrows going up and right in the 'clones' bit?
The mIRC editor doesn't like them, i just replaced the + and arrows with other characters and mIRC saves all the code fine.