You could write down an invalid value that you strip while reading it:

/writeini -n test.ini section item $iif($1-,$1-,dummy)

if ($remove($readini(test.ini,n,section,item),dummy)) blah blah

Or, more straightforward:

/writeini -n test.ini section item $iif($1-,$1-,$false)

if ( $readini(test.ini,n,section,item) ) blah blah

You could trim down your INI. It appears that User is always 1 token, so you could store the user and points together on the same line at the same time, then later you could read the joint line, and use $gettok(linetext,1,32) for the User and $gettok(linetext,2,32) for the Points if any.