This is a
common issue that happens with running applications when windows crashes. It will especially happen with applications that are constantly reading and writing to a file at the time of the crash. mIRC will always recreate mirc.ini, servers.ini, and any other settings files if it is unable to load them for some reason.
Other common reasons for file loss are anti-virus/security software incorrectly thinking that mIRC and/or its files may be trojan/virus-related and deleting them without telling you. This can also happen when Windows restarts and the anti-virus/security software performs a startup scan.
