I use an ini file to store a lot of settings, including the format for the default text of all remote events. It never bothered me, but I went ahead and switched it to hash anyway, and just reload the file at each start up...
Code:
/loadini {
  /var %ini_file = $$1, %hash_output_name = $iif($2,$2,%ini_file)
  echo -s >>Loading $qt(%ini_file) to $qt(%hash_output_name)

  if ($hget(%hash_output_name)) hfree %hash_output_name
  hmake %hash_output_name 10

  /var %outer = $ini(%ini_file,0), %inner, %t1, %t2
  while (%outer > 0) {
    %inner = $ini(%ini_file,%outer,0)
    while (%inner > 0) {
      %t1 = $ini(%ini_file,%outer)
      %t2 = $ini(%ini_file,%outer,%inner)

      hadd %hash_output_name $+(%t1,.,%t2) $eval($readini(%ini_file,n,%t1,%t2),1)

      dec %inner
    }
    dec %outer
  }

}
/settings {
  /var %ini = Misc.ini
  if (!$hget(settings)) loadini %ini settings

  if ($isid) return $iif($1,$hget(settings,$+($1,.,$$2)),%ini)
  /writeini %ini $1 $2 $$3-
  /hadd settings $+($1,.,$2) $3-
}