Forums mIRC Help Mirc errors out after accepting DCCs

I am running an AMD 3200, 1ghz ram, winXP (32) w/ SP2 and all updates, AVG Antivirus, Nvidia Firewall (allowing MIRC), Windows Firewall (allowing MIRC). At that point I dont really have much else on.. Logitech Mouse / Keyboard drivers... everything else has been turned off or disabled before trying.