use $readini(file.ini,section,item)

try //echo -a $readini(mirc.ini, mIRC, nick)

if u still dont understand what is section & item,open your mirc.ini
and u will see what is the section and item

example :

[files] <= is section
servers=servers.ini <= item
finger=finger.txt
urls=urls.ini
addrbk=addrbk.ini

if u type //echo -a $readini(mirc.ini,files,servers) it will return servers.ini

got it ?