Talidan, thank you!!!

That solved my problems... I am finally able to connect via SSL! msvcr71.dll from http://www.dll-download.net/msvcr71.html was indeed corrupt!

I got the file from http://www.dll-files.com/dllindex/dll-files.shtml?msvcr71
and everything works like a dream now.

Thank you so much for taking the time to register and share your findings... hopefully this spares the next person some aggravation!