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Although I do understand the point you are trying to make and there will always be some way of getting malicious code to someone I think it is reasonable that everyone work towards reducing the chance of it happening.

So you work towards that goal by whacking dcc outta mirc, or severly limiting it so that is is basically unusable? I have a different solution for you.....put an option in mirc to auto scan files with whatever virus scanner or trojan scanner the user has installed, or better yet, put the virus/trojan scanner into mirc itself and scan everyfile that is downloaded, automatically. I think would go a HELL of a long way towards reducing the chance of getting infected.